Dave Ramsey - The Decatur Daily

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Decatur, Ala. | Wednesday, May 16, 2012

Dave Ramsey

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55 results total, viewing 1 - 10

Short term or greater good?

Dear Dave: I have a problem with impulse spending. I switched to a debit card so that the money comes straight out of my checking account, but I still buy things I know I shouldn't. Should I stop … more

5/13/12 | 139 views

It’s OK to get help

Dear Dave: I just lost my job after company wide layoffs. I have an emergency fund, but I’m losing my health insurance. Our state has a program that covers children’s health care in these … more

5/6/12 | 230 views

Getting back on your feet

Dear Dave: I just lost my job because of company-wide layoffs. I have an emergency fund, but I’m losing my health insurance. Our state has a program that covers children’s healthcare in these … more

4/29/12 | 258 views

Unity key in money, marriage

Dear Dave: Does it matter whether it’s the husband or the wife who keeps the checkbook and pays the bills? Lots of people say that kind of thing is the man’s job, but I was curious about … more

4/22/12 | 508 views | 1 comment

Downsizing house to get out of debt?

Dear Dave: Is it ever a good idea to sell your home and buy a smaller, less expensive one in order to get out of debt more quickly?— Autumn Dear Autumn: It’s a good idea in some situations. If … more

4/15/12 | 354 views

Time to get moving

Dear Dave: My husband works two hours away from home. He gets up at 3 a.m. and doesn’t get home until 7 p.m. We have a fully funded emergency fund, and he makes $95,000 a year. My parents’ place … more

4/8/12 | 292 views

Risks of card use outweigh rewards

Dear Dave: I want to keep one of our credit cards open and use the bill-pay option for utilities and other monthly bills. I want to do this so we can continue earning rewards points, and the way I … more

4/1/12 | 368 views

Get your priorities straight

Dear Dave: My husband’s company recently told everyone that massive layoffs are coming, and they should start looking for other jobs. Right now, all of his options are out-of-town. A real … more

3/25/12 | 348 views

Why make new budget monthly?

Dear Dave: Why you recommend doing a fresh budget every month. Once you’ve figured out your expenses and income, won’t the same budget work month to month? — Kara Dear Kara: I … more

3/18/12 | 541 views

Should we sell the bike?

Dear Dave: My husband and I have been through Financial Peace University. I’ve always been the numbers nerd, although he’s catching on and doing pretty well. He has a motorcycle he bought … more

3/4/12 | 486 views